Authorize.net
authorize.net ↗
Paid · From $25/month plus per-transaction fees (2.9% + $0.30 typical)
Best for: Small to mid-sized merchants needing reliable payment processing
Overview
Authorize.net is a payment gateway service that enables businesses to accept credit card and electronic check payments online, in person, and via mobile devices. Owned by Visa, it processes transactions securely between merchants, customers, and financial institutions. The platform integrates with shopping carts, billing software, and custom applications through APIs and hosted payment forms.
Key features
- Credit card and eCheck processing
- Recurring billing and subscriptions
- Fraud detection suite
- Virtual terminal for manual entry
- Customer information manager
- Mobile payment acceptance
Pros & Cons
Pros
- Extensive third-party integrations
- Reliable uptime and stability
- Strong fraud prevention tools
- No setup fees
- 24/7 merchant support
Cons
- Outdated user interface
- Monthly gateway fee required
- Complex pricing structure
- Limited reporting capabilities