Helcim
helcim.com ↗
Freemium · Free plan available; interchange-plus pricing from 0.30% + 8¢ per transaction
Best for: Small businesses wanting transparent interchange-plus payment processing
Overview
Helcim provides payment processing services for businesses, combining merchant accounts with point-of-sale software and e-commerce integrations. The platform offers interchange-plus pricing and includes tools for invoicing, recurring billing, and customer management. It serves small to medium-sized businesses across retail, service, and online sectors seeking transparent payment solutions.
Key features
- Interchange-plus transparent pricing model
- Integrated point-of-sale system
- Recurring billing and invoicing
- Customer management and CRM
- E-commerce payment gateway integrations
- Virtual terminal for manual entry
Pros & Cons
Pros
- No monthly fees option
- Transparent pricing structure
- No long-term contracts
- Responsive customer support
- Built-in invoicing tools
Cons
- Limited international payment support
- Fewer integrations than major competitors
- POS hardware options more limited
- Canada and US only