Shopify Payments
shopify.com/payments ↗
Paid · Transaction fees from 2.4% + 30¢, varies by Shopify plan tier
Best for: Shopify merchants seeking simplified, integrated payment processing
Overview
Shopify Payments is the native payment processing solution built directly into the Shopify e-commerce platform. It enables merchants to accept credit cards, digital wallets, and other payment methods without requiring third-party gateway integrations. The service consolidates payment management within the Shopify admin dashboard and eliminates additional transaction fees that apply when using external processors.
Key features
- Integrated checkout with no redirects
- Support for multiple payment methods
- Automatic fraud analysis and protection
- Chargeback management tools
- Unified dashboard for orders and payments
- Shop Pay accelerated checkout
Pros & Cons
Pros
- No additional transaction fees
- Seamless Shopify integration
- Fast payout schedules
- Built-in fraud detection
- Supports major digital wallets
Cons
- Limited country availability
- Potential account holds
- Locked to Shopify ecosystem
- Higher rates for lower-tier plans